green grass field near mountain during daytime

Why You Can Move To Rural Areas Easier Than You Thought

green grass field near mountain during daytimeAfter being in lockdown with various amenities closed down, many Americans have realized that the big city may not be their dream location after all. It’s easier than you’d think to move to smaller towns packed with things to do at a much cheaper price than in the city.

Benefits Associated With Moving To Rural Areas

One of the main reasons people move to rural areas away from cities is escapism. It removes stress from being in busy areas with millions of people. You will have access to fresh air which can help induce natural chemicals into your body to make you feel better. Many Americans are choosing to move to rural areas after COVID-19, as they can get less expensive housing in a much cleaner environment.

How To Purchase Property

It’s become easier than ever for you to move from the city and purchase property or land in rural areas. That’s because there are rural specific loans that are designed to give Americans a chance at securing a home in rural areas at a better value than in the city. Whilst the prices of rural areas can be cheaper in general, the loans are designed to give more opportunities to first time buyers who need assistance in purchasing.

One such loan is known as a USDA loan, which is guaranteed by the United States Department of Agriculture. They can be used for a variety of mortgage matters regarding rural matters, such as refinancing for a fifth time or purchasing a home for the first time. The Home Loan Expert offer home loans for rural and agricultural needs. They have helped set the standard within the mortgage industry, only hiring the best talent around to represent them and your needs.

What To Look Out For In A Rural Property

Rural properties will look quite different to city properties. That will mean there are different things you should be looking out for. Water sources is one of the main ones, as certain rural areas may not have direct access, and require private wells or pipe installation. The zoning laws will also be different, so you should predetermine if there is zoning in the area you’re looking into.

Soil quality can also vary on certain lands. It’s worth getting a professional survey on a piece of land to help find out the strength and integrity. From here, you will be able to repair it with chemicals, or choose somewhere else to buy.

How Much Of America Is Rural

When you think of the word rural, you may just assume it is isolated land away from cities. The term rural can also be associated with smaller towns and communities outside of cities. There are maps that help show you lands defined as rural. You should work with your lender and solicitor in order to find what lands will qualify for a USDA loan, before you go ahead and make an offer.