Let’s face it: nowadays, everything you do is accessible via public record. Whether you want to buy property or get a job, you will have background checks run on you. From your criminal history to your finances, background checks have the potential to reveal many personal aspects of your life.
This is why it’s so important to know what kind of information others can access about you. Thankfully, there are numerous online sites to help you perform a search on yourself. The best background check sites will save you time, money, and effort, and help protect you in the future. Here are three common reasons you may want to run a background check on yourself.
To defend your record in job interviews
Running a background check can help prepare you for the worst during a job interview. It’s always a good idea to be aware of any potentially damaging information that may affect your employment prospects, because most employers will run a background check before they extend you a job offer.
By running a background check on yourself prior to an interview, you can avoid any embarrassment by getting ahead of a potentially negative mark on your record. Even delivery drivers need to be aware of any traffic violations that may still be a part of their criminal record, so that they can discuss them honestly with a potential employer.
Being transparent shows that you’re a candidate who values honesty and integrity, two highly appealing qualities in any job seeker.
Before applying for a mortgage
If you’re shopping for a new home, you should know that most mortgage lenders will take a look at your background when they decide whether or not to approve you for a loan. Many people think that a mortgage lender is only going to consider their credit history when they apply for a loan; however, most lenders want a bigger picture than just your credit score.
While having a high credit score certainly helps you get a larger mortgage approved, you should also show a strong employment history and little debt. All of these factors can be found and assessed by running a background check. Similarly to going in for a job interview, being upfront about any red flags or grey areas will allow you to make a better impression with the lender.
Before going on a date
Although you might think it seems a bit strange, with online dating apps on the rise, the chances are high that your date may have some inkling about you beyond your dating profile. Part of this involves understanding that dating apps do pose some dangers to users, so men and women both are likely to investigate someone before going on a first date.
If you plan on running a background check on your date, make sure to do the same for yourself to avoid any embarrassments. While it’s not always certain that your date will bring up something that they’ve learned about you through online searches, having that information at the ready can help you mitigate an awkward conversation by being on top of the subject.
Background checks offer more value than just learning about someone you’re thinking of hiring. With access to affordable online background checks, you can run a search on yourself to ensure that any potentially incriminating information can’t be used against you. In all of the above situations, having a transparent approach to your public record is the best strategy, and background checks can give you the information to handle each situation appropriately.
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